Christy's California Capital & Realty

About Us

Christy’s California Capital and Realty is a San Francisco–based firm providing California Designated Broker-Officer and Broker of Record services, business brokerage, and residential, commercial, and business financing.

Led by Christy Dumlao, a licensed California Real Estate Broker and Mortgage Loan Originator, we help brokerages and property management companies establish practical supervision, compliance procedures, and systems that support responsible growth.

Financing options include conventional, FHA, VA, jumbo, and super jumbo mortgages; refinancing, HELOCs, and second mortgages; investment-property and commercial loans; private money, hard money, and bridge financing; construction and renovation loans; and SBA, business acquisition, working capital, equipment financing, and business lines of credit.

We help technology professionals, founders, and entrepreneurs explore financing beyond traditional lending routes. For clients with bonuses, equity compensation, variable earnings, or self-employment income, we explore lender options and alternative documentation programs suited to their circumstances.

Our business brokerage services support business purchases and sales through pricing guidance, negotiations, financing options, and transaction coordination.

Serving clients throughout California, with consultations by video or phone.

Loans subject to lender approval and program guidelines.

Christy Dumlao | DRE #01474985 | NMLS #1335033 | CO NMLS #1714726